Life Insurance

Life Insurance

Life insurance policies will protect your beneficiaries with financial stability and security when it matters most. In the event of your passing, life insurance provides financial help to your beneficiaries. Life insurance can help your beneficiaries with:

  • Covering any lost income, helping continue the same standard of living
  • Paying off any debts
  • Paying for your children’s education
  • Covering funeral and related costs

Which is right for you? First, always ask yourself why you need your life insurance policy and what you’re trying to accomplish by having a life insurance policy. Are you insuring your life so that when you pass away your children will be able to go to college or so your spouse will be able to pay off the mortgage? A temporary form of life insurance – term life – is well suited for these concerns. If you are more concerned about providing income to a widow or widower for life, funding retirement, or passing on wealth to future generations you will find permanent life insurance to be better suited for these goals. If you have a temporary goal in mind then term insurance is probably best.

However, if you are looking to address a long term need or concern then its best to look at the right permanent life insurance policies for you. Buying insurance of any kind is often confusing. There are always a lot of factors to be considered. Consult with us today to help determine the best type of life insurance and the appropriate premiums for your situation. Our agents are here to help you make a decision that’s right for you!

Click to learn more about our Permanent Life Insurance plans, or our Term Life Insurance plans.

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Victory Engineers

"Excavation, concrete, bridge-building, and more is what we do.  I was absolutely astonished when Kevin saved us $40,000!”

ERC Roofing

“Thirty Percent!  That’s how much Kevin saved us.  We’re a roofing company and Kevin saved us 30%!”

Prestige Gunite

“Running a big company, worker’s comp is a huge cost for us.  Kevin takes care of our worker’s comp not just because he saves us the most, but because he’s the best.  Not to mention he saved us $30,000!”

Bates Welding

“I really didn’t think that I had many options as a welder, but I was super happy with the rates that Kevin got me!”

Commercial Building Services

“We were shocked at our renewal rates.  Not only was Kevin able to save us forty percent, he back-dated us after we had already renewed, avoiding a mid-term move with damage to our ex-mod!”

Icon Maintenance Services

“It takes a lot to earn our business, and I was skeptical at first, but Kevin delivered the best rates with the best company, just as promised!”

San Carlos Cleaning

"As a commercial janitorial company, Kevin got us the best rates, with an excellent company for our workman's comp insurance, just like he promised!"

Camco

“Quality customer service, honesty, and savingsare a rare package these days.  I have to say I was very impressed to have gotten all 3 from Kevin Flynn.”

New World Mfg.

“We run an extremely unique business, and so I was pleasantly surprised when Kevin was able to offer me options and save me money on our Worker’s Comp!”

GC Forest Products

“I’m a logger, and the thought of saving money on my worker’s comp seemed like a pipe-dream, but Kevin cut my rates in HALF!”

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Contact Us

Preferred Commercial Insurance
2641 Cottage Way
Suite 11
Sacramento, CA 95825

Hours:
MON-FRI 7AM - 4PM