Hello and thank you for visiting Preferred Commercial Insurance.

My name is Kevin Flynn, and over the past 30 years I have been fortunate enough to have several of my own successful businesses, including my own bar, restaurant, construction company, and of course, my own insurance company.

After being a landscape contractor for 20 years, serving the workers comp needs of California Businesses has become my sole focus. I know from personal experience how much workers compensation affect your bottom line. The next few years are going to bring vast and sweeping changes in workers compensation. The industry simply cannot continue to exist as it is. Insurance carriers, physicians, lobbyists, employees and even business owners themselves must work together in order for California businesses to survive.

1) More than 55 California Workers Comp Carriers have already filed for rate increases and more are on the way.
2) Many of those rate increases were for more than 30%!
3) The WCIRB has changed the formula they use to calculate your x-mod, and the result has been that numerous clients have seen significant increases in their x-mods this year!
4) The chasm between those with low rates and high rates is greater than ever, which means those with low rates are winning more bids!

The bottom line is that the contractors who will succeed in this market are the ones who are willing to make changes!

Change is not easy, and sadly, many wait until it is too late. But on the other side of change is opportunity, and the greatest reward to me is to see the businesses we help go on to flourish.

Sincerely,
Kevin Flynn